Spreadsheets for family money

Family Budget Spreadsheet

For a household, not one paycheck.

• Monthly budget vs actual with red flags
• Sinking funds, debt payoff, net worth
• A Family Support group so parents and gifts are not buried under Other

Read first: Emergency fund with family

Supporting Parents Budget

New. For families who help their parents every month.

• Plan vs actual for nine kinds of help
• Siblings tab: who gave what against the agreed share
• Save ahead for the trip home and the big bills

Read first: Claiming a parent as a dependent

House Hacking Calculator

Duplex, triplex or fourplex with an FHA loan.

• Cash to close and your true monthly cost
• FHA self sufficiency test for 3 and 4 units
• What happens the day you move out

Read first: House hacking for first gen families · Try the live figure

Rental Property Tracker

New. For small landlords and house hackers.

• Rent check for every unit, every month
• Shared costs split for the unit you live in
• Cash flow, cash on cash and Schedule E by property

Pairs with the House Hacking Calculator: run the deal, then track it.

First Home Savings Tracker

Down payment, closing costs, reserves: the real number.

• One cash goal from price, percent and date
• Counts family gifts and assistance programs
• Readiness checklist: credit, DTI, pre approval

Read first: FHA loan in California

Side Hustle Income Tracker

New. For a day job plus money on the side.

• Net income after platform fees, costs and mileage
• Tax set aside and the four estimated payment dates
• Profit per hour for each hustle next to your day job

Debt Payoff Planner

Your debt free date, with the method that costs least.

• Snowball vs avalanche, side by side
• Up to 15 debts, 360 month schedules
• What paying only the minimums would cost

Read first: Building credit from zero